Sure. Your neighbor's grand idea will persuade a bank to lend her start-up money; she'll open for business in six weeks; and money will immediately flow from customers to her to her employees. Taxes will be paid, and the national economic engine will hum effortlessly in no time.
If only.
By Christine Dugas, USA TODAY
Full Story: http://www.usatoday.com/money/smallbusiness/2009-06-30-small-businesses-bankruptcy_N.htm